Real World Assets (RWAs) & Tokenization in Web3

Real World Assets (RWAs) are no longer a buzzword — they’re reshaping the financial rails of DeFi. With over $23B+ in assets tokenized, RWAs bring private credit, U.S. treasuries, commodities, and more on-chain, bridging traditional finance with decentralized protocols.

Why RWAs Matter?

RWAs refer to real-world financial instruments or physical assets like real estate, bonds, or treasuries that are represented as tokens on the blockchain. By tokenizing these, protocols unlock on-chain liquidity, global access, and fractional ownership — creating 24/7 tradable versions of otherwise illiquid assets.

Recent growth stats are telling:

• Jan 2024: $8.6B in RWAs
• Q2 2025: $23.3B — a 170% increase
• Projected by 2030: $30T in tokenized RWAs (Security Token Market)

This explosive growth is largely driven by stablecoins and tokenized treasuries, with giants like BlackRock and Circle showing serious intent.

Key Categories of RWAs On-Chain

Stablecoins — With a $237B+ market cap, stablecoins like USDT and USDC are the backbone of tokenized RWAs.

US Treasuries — $7.3B worth on-chain, driven by Securitize and Ondo Finance.

Private Credit — A $13.6B market with 10% average APR, letting users lend to vetted private borrowers.

Global Bonds & Commodities — Though smaller in volume, they represent diversification options for DeFi users.

Other emerging sectors include tokenized institutional funds, stocks, and precious metals like gold (PAXG).

Why Tokenization Is a Game Changer

• Liquidity: Trade traditionally locked assets 24/7
• Fractional Ownership: Buy a slice instead of the whole
• Transparency: Blockchain’s immutability ensures auditability
• Trustlessness: Eliminate intermediaries, own assets directly

Security Risks: The Hidden Challenge

As RWAs scale, security becomes mission-critical. Integrating off-chain assets on-chain involves:

• Oracle dependencies
• Yield-bearing vault logic
• Regulatory mapping to token mechanics

Secure Your RWA Protocol Before It Scales

RWAs are projected to hit $30T but with value comes risk. At QuillAudits, we help protocols lock down vulnerabilities with our dedicated RWA security audits.

Explore our RWA audit service to secure your contracts.

Want to dive deeper into how RWAs work, their architecture, and audit frameworks? — Read our detailed blog here

A minor exploit could lead to massive losses and reputational damage. That’s why we developed a specialized RWA audit process at QuillAudits, combining economic modeling, legal-technical alignment, and vault architecture validation.